Finance deals on road bikes

If you have your mind set on a new bike over £ we can help you spread the cost with 0% finance up to 12 months and only a 10% deposit. Finance is.
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You can choose between 3, 12, 24, 36 and 48 months for all Halfords Retail Store products. Spread the Cost in 3 which is an unregulated product will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you provided at checkout. Your first instalment will be collected when your order is confirmed by Halfords and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.

Do I need to input my bank details in at checkout? No, you will get an email from Klarna on instructions on how to set your direct debit up after being accepted for finance.

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Is there a credit check involved and will deal affect my credit score? Youll need to pass a credit check that will be carried out by Klarna to qualify for the 12, 24, 36 or 48 monthly products regulated. Is there a lot of paperwork to fill out?

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None at all! You'll then receive a link via text message or email direct from Klarna to complete your finance application on your web enabled device. They'll then return their decision. The whole process takes on average around two minutes. Online, you can just complete the finance application through our website.

Will Halfords provide the finance? Can I still apply? Yes, you'll still be able to apply for flexible finance. However, the decision to lend may be returned as a decline as outlined above.

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Do I need to be 18? Yes, it is only available to people aged 18 or over. Can I pay off the remaining credit early? Yes, you can pay this off early, but the amount of interest payable will depend on when you paid this off. What happens if I cancel or return my order? What happens if I stop my direct debit? You could be liable for late repayment fees or your information may be passed onto a debt management agency. Your credit score will also be affected negatively.

Financing Available

You'll need both a UK address and a UK bank account registered at your address to be eligible. Is flexible finance available on all products? Instead of having to pay for your new bicycle and cycling kit all in one go, bike finance allows you to buy your stuff today but spread the cost with monthly repayments and no deposit.

However, if you want to repay the cost over 36 months with lower monthly repayments, you can do so but will pay Our trusted finance partner is V12 Retail Finance. They will then go through the straightforward application with you. We are normally able to see if your application is successful straight away. You can also purchase over the phone by calling us on Providing your finance application is successful, you can take your items home straight away.

Yes, V12 Retail Finance will take a few days to cancel your credit agreement and refund previous payments. Finance orders must be delivered to the address used during the bike finance application. If you live close to one of our stores , you can opt have it delivered there instead. It must be the person who applied for the finance who picks up the order. Edinburgh Bicycle Cooperative. Get in before it goes for go Planet X Spitfire Ti Force22 Lightweight and agile, the Spitfire might just be the last road bike frame you'll ever need. Designed to be versatile, it is confidence inspiring on the daily commute, capable off-road and just great for those weekend rides.

If you only want one bike in your life this is the one to own. Get on board the newest wheelsize with our best-ever-value B Rival1 bike.

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